2022 Fall/Winter Update

Securities and Advisory Services offered through United Planners Financial Services, Member FINRA, SIPC Tribute Financial and United Planners Financial Services are not affiliated. The views and opinions expressed are based on current economic and market conditions and are subject to change. There is no assurance that any forward-looking statements will come to pass. Past performance does not guarantee future results and investing during any market cycle poses risks including the loss of principal.